Why does my car insurance provider ask for other people in household?

Why does my car insurance provider ask for other people in household?

Does it matter who I live with if they aren't going to be driving my car? How will it affect my rates? When I first got my insurance I lived with roommates - they had good driving records but still they never drove my car (they had their own!), now I live with my fiance who has a DUI - will my rates go up because of it? He has his own truck and SUV so we rarely ride my car and when we do I ALWAYS drive... so why do I need to tell my insurance company (Mercury) who else resides in my home?!

 

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I recently got a quote from State Farm online & it adds up to about 200 a month; is this pretty cheap for a 18 year old who is a fairly new driver?

 

 

Do I Need Insurance Before Buying A Used Car?

I'm a first time buyer. But I'm still not sure what I want to get. I mean how would I tell it to an insurance agent when I don't know what I'm getting yet. Heck I could find a car tomorrow, next week or who knows maybe a few more months. And what if I buy a car out of state? I live in Oregon, but I might see something I like in Washington? Do the dealers let me drive the car home? And if not, can I buy the car and let a family member who has coverage drive it home?

 

 

Do you need car insurance for a primary car in the state of NJ even if you plan on using someone else's?

Hi, I am a probationary licensed driver in the state of NJ, and since I live with my mom, I was told by an insurance company that I need to have insurance on my mom's (primary) ...show more

 

 

2013 mustang v6 insurance?

I'm 16 years old my dad took me to look at a 2013 mustang v6 the other day I just want to know the avg. rates for it I live in Katy Texas 16 years old Male Don't have a driving record but I had my permit for 10 months I think I will be under their insurance Don't say I should just get a **** car and wait for a mustang.

 

 

What is the Average Cost of Term Life Insurance?

What is the Average Cost of Term Life Insurance?

 

 

What is the best life insurance to get for my parents?

I keep getting the gut feeling that I need to get life insurance for my parents. Is that possible? If so, which company is the best?

 

 

After getting health insurance how long to wait before getting pregnant?

My husband and I have been married a little over a year now and we are trying to find a good health insurance plan for the two of us to be on. We would like to start a family as soon as we can, but I have been told not to tell insurance companies that because they will not cover us. I am wondering how long after we get insurance do we have to wait before we start trying to have a baby. I am also wondering if anyone knows of any good insurance companies for young couples looking to start a family. Thank you.

 

 

Health Insurance - What's your stance?

Should everyone be required to have health insurance? If you want to keep it hypothetical, assume health care is inexpensive and available. If NO, who will pay for the care of the ...show more

 

 

What do you like most about tying health insurance to employment?

Isn't it a good way to keep employees in line? I mean, well, if you're not happy here, you can always quit and do something you like, but your COBRA insurance will eventually run out and you'll either need to find another job with benefits, not necessarily the job you want, so it looks like you're sticking around for some time.....no freelancing or working two part-time jobs you like for you! I like this system because it keeps my employees from quitting, particularly the ones with pre-existing conditions or family members with pre-existing conditions. I can get what I want out of them by using the health-care lasso ( go ahead and quit, but try seeing how much a private policy will cost you if you're lucky enough to get accepted with what you've got! ), plus there is no need to worry about competition from freelancers or small businesses. I like tying benefits to employment because as an employer I have a way of keeping my employees in line. If they act up or talk about branching out into something else, I just have to remind them of where they get their affordable benefits and how they would lose this corporate pool if they were to go out on their own, work for a small business without benefits, work freelance or go back to school full time. Keeps my workforce dedicated.

 

 

Getting insurance for my new born?

I'm was born here in California but my husband isn't. He's an immigrant but my question is that we just had a new born and I'm wondering would there be a problem getting my baby insurance. I'm asking since I know they'll ask for his income and since I don't work I have no choice but to put his. I can't say I'm a single mom either since we got married. Does any one have any advice on what I can or should do? Please no rude comments thank you.

 

 

Car insurance?

I heard that you will pay less for auto insurance if you have your license and a clean record even when you nor our family memeber have a car. IS that ture? I mean like you didnt buy a car or insurance when you first get ur license.

 

 

Can't afford healthcare but make too much for medicaid?

I'm so frustrated with how our country handles healthcare - it should be a basic right for all citizens, not a big business. Anyway, my boyfriend and I are full-time students currently living off of student loans and not working while we are in a very demanding program. We have no health insurance and our school does not have a health clinic. My boyfriend has been having severe gastrointestinal issues that are getting increasingly worse, he fears he may have bowel cancer or some horrible disease and wants to get checked out. We looked into medicaid and found out he does not qualify b/c he has more than 2k in the bank (all loan money), but we need that money to pay rent and eat and pay tuition and books. The cheapest health insurance we can find is $150 a month and doesn't include any extra testing (like a colonoscopy, etc.) So, what does your average middle american trying to get by and go to school to become a better person do? Should we just wait until he dies? Seriously. Rapists and murderers in prison are getting better healthcare than your average family. This place sucks, I want to move to Europe. Any suggestions on how we can get him affordable or free help before he dies?

 

 

Only eligible for group insurance?

My husband is only eligible for group insurance due to multiple injuries/surgeries obtained from playing sports. His employer does not provide benefits, nor does mine. I was able to get insurance privately, but they refused him. What else can we do?

 

 

Massachusetts auto tax, insurance rates?

If owning a family sedan, What are the typical annual rates in MA for (1) insurance (2) vehicle tax (registration ?)

 

 

Is there an insurance company that will insure you after you've not had any for almost a year?

A friend of my gf's couldn't afford it before but can now since she's gotten a better job and cannot find it anywhere. I'd appreciate it if you'd keep the smart *** answers to yourself. Serious replies only

 

 

Registering and Insuring a vehicle in a new state?

I have recently moved to Virginia, however I have my car registration and insurance in California and my license in California. Do I need to change all three, if I still have an address in California?

 

 

What is the best health insurance?

Hi! I have been trying to find an affordable health insurance company. I am young and in good health. I am a nanny and am not offered health insurance. At my husband's job they ...show more

 

 

Car Insurance question reguarding the color of the car?

I wanted to know if buying a red or black car will make you car insurance go up? or will it make it higher? Im looking in to buying a red car and lots of people are tell me that if i buy a red car that my insurance will go up. Is this true? like what it the percentage of this? Can some one explain this theory to me?

 

 

Would disability insurance premiums be deductible if you are self employed?

Would disability insurance premiums be deductible if you are self employed?

 

Why does my car insurance provider ask for other people in household?

Does it matter who I live with if they aren't going to be driving my car? How will it affect my rates? When I first got my insurance I lived with roommates - they had good driving records but still they never drove my car (they had their own!), now I live with my fiance who has a DUI - will my rates go up because of it? He has his own truck and SUV so we rarely ride my car and when we do I ALWAYS drive... so why do I need to tell my insurance company (Mercury) who else resides in my home?!

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